UK savers can now earn a guaranteed annual equivalent rate of 4.73 percent by investing in the latest issue of Green Savings Bonds from National Savings and Investments (NS&I), the government-backed savings provider. Introduced on October 20, 2026, Issue 10 offers a fixed return over a three-year term while directing vital funds toward environmental projects across the United Kingdom.
According to NS&I, the new rate marks an increase from the 4.45 percent return offered under Issue 9 back in June. Individual investors can deposit anywhere between £100 and £100,000, with the interest rate locked in as gross/AER for the full duration of the three-year term.
The Green Savings Bonds Issue 10
The government-backed bonds are tailored for savers who seek predictable, guaranteed financial returns while supporting national environmental initiatives. Every pound invested goes directly into eligible green projects operating under the UK Government Green Financing Framework, serving as a direct complement to green gilts issued through the country’s broader environmental funding strategy.
Key Features of the New Issue
- Interest Rate: 4.73 percent gross/AER fixed for the entire three-year term.
- Investment Limits: Minimum deposit of £100 up to a maximum limit of £100,000 per person.
- Launch Date: Introduced officially on October 20, 2026.
- Backing: Fully guaranteed by the UK government through NS&I.
How Funds Are Utilized
Money raised through the sale of Green Savings Bonds is strictly designated for projects that yield positive environmental impacts. Eligible categories under the framework include clean transportation, renewable energy expansion, energy efficiency upgrades, and biodiversity preservation. This gives everyday retail investors a transparent mechanism to align their personal savings goals with national carbon reduction and sustainability milestones.
Savers interested in securing the 4.73 percent rate can apply directly through the official NS&I digital channels, subject to standard eligibility and investment caps.
